Bank qanday hollarda mijoz hisobvarag’idan pul mablag’larini uning roziligisiz o’chirishi mumkin? O’zbekiston va jahon tajribasida.

Abstract

Ushbu maqola bugungi kunda rivojlanayotgan raqamli iqtisodiyotning ajralmas qismi bo’lgan bank hamda mijoz o’rtasida kelib chiqadigan bank hisobvarag’idagi pul majblag’larini mijozning roziligisiz o’chirish haqida bo’lib. Maqola doirasida biz ikkita tadbirkorlik subyekti hisoblangan bank, xo’jalik jamiyatlari xususiy korxonalar, shuningdek bank va fuqarolar o’rtasida tuziladigan bank hisobvarag’i shartnomasi tushunchasi, bank hisobvarag’i turlari, hisobvaraqdan pul mablag’larini mijozning roziligisiz o’chirish asoslari va uning huquqiy oqibartlari qanday bo’lishligi haqidagi ma’lumotlarni soxaga oid milliy va xorijiy olimlarning fikrlari va qarashlari, O’zbekiston va Jahon tajribasi orqali tahlil qilamiz.

Mazkur ish doirasida fuqarolik huquqida bevosita o’zining muhimligi bilan ajralib turadigan bank hisobvarag’i shartnomasi hamda, hisobvarag’dan pul mablag’larini bank qanday vaziyatlarda mijozning roziligisiz o’chirib olishi keyslar va boshqa manbalar orqali muhokama qilinadi.

This article is about deleting funds from a bank account without the customer's consent, which is an integral part of today's evolving digital economy. As part of the article, we will talk about the concept of a bank account agreement, types of bank accounts, the grounds for withdrawing funds from the account without the client's consent, as well as private enterprises, as well as banks and private business entities. are two business entities. We analyze the information about the legal consequences through the opinions and views of national and foreign scientists in the field, the experience of Uzbekistan and the world.

Within the framework of these cases, the bank account contract, which is of direct importance in civil law, as well as cases of withdrawal of funds from the account by the bank without the consent of the client, are discussed through the case and other sources.